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互联网信息技术的快速发展,推动了以互联网第三方支付、P2P网络借贷、网络众筹等为代表的互联网金融平台发展迅猛,对提升金融业服务、促进普惠金融发展等发挥了积极作用。同时,互联网金融使得风险的波及面更为广泛,扩散速度更加迅速,溢出效应更是强烈。互联网金融业务信息的宽泛统计是做好互联网金融监管的重要基础要素,也是下一步实施创新监管的重要一环。通过对第三方支付、P2P网络借贷和众筹实施了统计监测框架的研究,为今后更加宽泛的互联网金融业态统计监测框架研究提供借鉴。
The rapid development of Internet information technology has promoted the rapid development of the Internet financial platform represented by the third party payment on the Internet, P2P network lending and online crowdfunding, and played an active role in promoting the financial services and promoting the development of inclusive finance. At the same time, Internet finance makes the spread of risks more extensive, the diffusion rate is more rapid, and the spillover effect is even more intense. The broad statistics of Internet financial business information is an important basic element in the regulation of internet finance and is also an important part of the next step of implementing innovation regulation. Through the research of statistical monitoring framework for third-party payment, P2P network lending and crowdfunding, it provides a reference for more extensive research on the Internet statistical monitoring framework for the future.