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购置房产是很多中国家庭很看重的理财方式,但由此引发的短期经济窘境却总是让人措手不及。之所以会遇到这类麻烦,归根结底还是因为对家庭的财务状况没有客观的认识,在行动前没有进行合理的财务规划,正所谓“规划任性,不规划任命”。玲玲是一位单身城市白领,工作后自己单独居住一套自有房产,价值350万元(净值250万元,贷款100万元,父亲承担还款义务),父母和她生活在同一城市,居住另一套自有房产。不久前,父亲以她的名义申请了一笔购房贷款,为了购置这套房产并尽快还清贷款,玲玲不
The purchase of real estate is a very important way of managing wealth for many Chinese families, but the short-term economic dilemma it has always caused is overwhelming. The reason why we encounter such troubles, in the final analysis because of the financial status of the family or not without an objective understanding, before the action did not conduct a reasonable financial planning, is the so-called “planning capricious, non-planning appointment.” Lingling is a single city white-collar workers, working alone after their own living a set of own property valued at 3.5 million yuan (net worth 2.5 million yuan, the loan 1 million yuan, the father assumed repayment obligations), parents living with her in the same city, living Another set of own property. Not long ago, her father applied for a purchase loan in her name, in order to purchase this property and pay off the loan as soon as possible, Ling Ling