贷款风险是农业政策性金融风险的主要表现形式.由于农发行和粮食企业之间是一种特殊的银企关系,所以防范和化解贷款风险,必须综合考虑银企双方的状况以及对其产生影响的外部环境,站在全局的高度,转变观念,创新思路,坚持优质服务与从严监管、封闭管理与风险管理相结合,在`节流’ Loan risk is the main manifestation of agricultural policy-based financial risk.Because of a special bank-enterprise relationship between ADB and grain enterprises, preventing and resolving loan risks must take into account the status of both banks and enterprises and their impact The external environment, standing at the height of the overall situation, change concepts, innovative ideas, adhere to the quality of service and strict supervision, closed management and risk management combined in the ’throttle’