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本文采取随机抽样的方法对广东省1000家科技型小微企业融资现状及发展困境进行分析,发现科技型小微企业存在融资服务平台不健全、融资渠道不畅通,诚信体系不完善、融资风险高,科技型小微企业天然特性与自身缺陷导致其融资成本高,金融政策调整未分类、容易造成“以大欺小”局面等问题,从而提出完善融资服务平台及载体建设,完善诚信体系和金融生态环境建设,完善金融政策和拓展融资渠道,完善科技创业政务服务体系,完善金融立法和提供法律保障等建议。
This paper adopts random sampling method to analyze the financing status and development predicament of 1000 science and technology small and micro enterprises in Guangdong Province. It is found that the small and medium-sized science and technology enterprises have not enough financing service platform, the financing channels are not smooth, the integrity system is imperfect and the financing risk is high , The natural characteristics of small and medium-sized science and technology enterprises and their own flaws led to high financing costs, financial policy adjustments are not classified, easily lead to “big bullying small ” and other issues, thus improving the financing service platform and carrier construction, improve the integrity system And financial ecological environment construction, improve financial policies and expand financing channels, improve the science and technology pioneering government service system, improve financial legislation and provide legal protection and other recommendations.