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本文通过对住房实物分配制度和住房公积金制度对职工住房消费效用的变化进行了分析,指出了住房实物分配制度会导致住房消费低效用和住房分配低效率,而住房公积金制度能够实现住房合理消费及消费资金的有效配置。
This article analyzes the change of the utility of housing and housing by the system of physical distribution of housing and the system of housing provident fund. It points out that the system of physical distribution of housing will lead to inefficient housing consumption and inefficient housing distribution, while housing provident fund system can realize the rational consumption of housing And the effective allocation of consumer funds.