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加入WTO后 ,我国银行业务最先受冲击的是国际业务。因此 ,应建立健全法律规范 ,加强并改善央行的金融监管 ;改变目前我国商业银行分支机构设立中的计划方式 ,代之以经济手段 ;依法控制中、外银行业务范围及新增业务品种 ;加强对中、外银行资本金、资本充足率、风险度的管理 ;加快我国银行改革步伐 ,以增加竞争能力和风险防御能力 ;利用发展中国家保护条款 ,借鉴WTO其它成员国经验 ,加强对国有商业银行的保护。
After joining the WTO, the first impact of China’s banking business is the international business. Therefore, we should establish and improve laws and regulations to strengthen and improve the financial supervision of the central bank; to change the current planning methods for the establishment of branches of commercial banks in our country and replace them with economic means; to control the scope of business of Chinese and foreign banks and new types of business according to law; to strengthen The management of the capital, capital adequacy ratio and risk of Chinese and foreign banks; speeding up the pace of banking reform in our country so as to increase the competitiveness and risk defensive capabilities; using the protection clauses of developing countries, learning from the experience of other WTO member countries and strengthening the supervision over state-owned commercial Bank protection.