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农行的房地产信贷业务经过6年的探索,在业务的规模、品种和效益等方面都取得了一定成绩,随着市场经济向纵深发展,经济结构调整和经济增长方式的转变引发社会投资需求发生了诸多变化,使房地产市场供求状况呈现了新的特点,与此同时,经济发展和金融竞争所发生的新动态已经显示出房地产信贷业务是金融竞争的热点和重点。最近,我们对全行房地产信贷业务的基本情况作了调查和分析。(一) 市、县两级房地产信贷工作紧紧围绕“勇迎新挑战,开创新思路,再攀新高峰”的总体工作目标,积极拓展房地产金融存、贷款两个市场,努力提高市场份
After six years of exploration, ABC’s real estate credit business has made some achievements in terms of business scale, variety and benefits. With the deepening of the market economy, the demand for social investment has shifted from the economic restructuring and the mode of economic growth In the meantime, the new developments in economic development and financial competition have shown that the real estate credit business is a hot and important point in the financial competition. Many changes have brought new features in the real estate market. Recently, we conducted a survey and analysis on the basic conditions of the real estate credit business of the whole bank. (I) The real estate credit work at the municipal and county levels revolves around the overall objective of “courage to meet new challenges, pioneering new ideas and climbing new heights”, and actively expands the two markets of real estate finance deposits and loans and strives to increase market share