共同基金因为其专业化管理、多元化投资、充分的流动性、丰富的信息提供、广泛的品种选择、高度的便捷性和相对低成本等综合优势,正成为一般投资者参与证券市场、积累财富和实现长期财务目标的最主要工具。新时期,随着各国金融体制的变革、监管机制的调整和市场竞争的加剧,全球共同基金处于重要的发展关口。各国共同基金能否健康持续发展,关键在于能否采取有效的措施应对出现的各种挑战,并不失时宜地抓住显现的重要机遇。 Mutual funds are becoming the common investor to participate in the securities market and accumulate wealth because of their comprehensive management such as specialized management, diversified investment, sufficient liquidity, abundant information provision, extensive variety selection, high convenience and relatively low cost And the most important tool for achieving long-term financial goals. In the new era, with the reform of the financial system in all countries, the adjustment of regulatory mechanisms and the intensification of market competition, the global mutual fund is at an important juncture in development. The key to the healthy and sustainable development of mutual funds in various countries lies in whether effective measures can be taken to deal with the various challenges that arise and that the important opportunities that have emerged are not seized at an opportune time.