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近年,随着中国经济的高速发展,国内货物运输量快速上升,但是货物运输保险业务的增长速度与货运量的增长不成比例,并逐渐失去了在财险业务中规模效益险种的地位。除了货主成本意识增强,市场竞争导致费率下降等原因外,货物运输保险有效供给不足,在业务发展方面不能适应货物运输市场上货运物流化的变化,缺少创新,是阻碍货物运输保险业务发展的主要原因。
In recent years, with the rapid development of China’s economy, the volume of domestic cargo transportation has risen rapidly. However, the growth rate of cargo transportation insurance business has been disproportionately increased with the growth of freight volume and has gradually lost its status as a scale-benefit insurance enterprise in property insurance business. In addition to the increased awareness of the cost of the owner, market competition led to declining rates and other reasons, the lack of effective supply of cargo transport insurance in the business development can not adapt to changes in the cargo transport market, logistics changes, lack of innovation is to impede the development of cargo transport insurance business main reason.