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农村资金互助社是我国农村金融发展的新型组织形式,满足了农民对资金的需求,对农业的发展起到了重要作用。在几年的发展中,这种组织形式也显现了一定的劣势与不足,如资金来源短缺,具体治理过程与合作制原则的出现背离等。从市场准入监管的角度,可以通过扩大投资主体、限定互助社规模等方式对以上问题加以规制。
The rural mutual fund for mutual fund is a new form of organization for the development of rural finance in our country, which has met the demand of farmers for funds and played an important role in the development of agriculture. In the course of several years of development, such forms of organization also showed certain disadvantages and shortcomings, such as the shortage of funds, the deviation of the specific governance process from the principle of cooperation. From the perspective of market access regulation, the above problems can be regulated by enlarging the investment body and limiting the size of mutual aid agencies.