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随着九恒星等小贷软件产品的应运而生,国企小贷公司逐步摆脱了运营无序、风险失控、监管无力的“小贷现象”小贷公司痛并成长着近年来,小额贷款公司及其机构从无到有获得蓬勃发展。截至今年5月,全国已有小贷公司5172家,贷款余额4700亿元。随之而来,监管、规范、扶持小额贷款公司的业务发展,尤其是对被喻为小额贷款公司生命线的“资金”监管,显得尤为重要,而小额信贷公司自身的资金管理水平、风险管控能力、工作效率等问题也都亟待提升。
With nine stars and other small loan software products came into being, state-owned small loan companies gradually out of the operation of disorder, risk out of control, weak supervision “small loan phenomenon ” small loan company pain and grow In recent years, small Lending companies and their institutions have thrived from scratch. As of May this year, there are 5,172 small-loan companies nationwide with 470 billion loan balance. As a result, it is particularly important to supervise, standardize and support the business development of small loan companies, especially the “fund” regulation that has been hailed as the lifeline for small loan companies. However, the management of microfinance companies’ own funds Level, risk control ability, work efficiency and other issues are also urgently needed to be improved.