经济学家、中国金融学院王国乡近日撰文评述了我国的四种福利制度改革。他说,住房制度改革是由福利分房改变为个人自费购房加住房公积金补贴。与高居不下的房价相比,有限的住房公积金补贴,难以补偿因停止福利分房所减少的公共福利。这意味着新职工购房将必须从现有工资中支付大部分费用。医疗制度改 Wang Guoxiang, an economist and China Institute of Finance, recently wrote an article reviewing the reform of the four welfare systems in China. He said the housing system reform is changed from welfare housing distribution to individual housing purchase plus housing provident fund subsidies. Compared with the high housing prices, limited housing provident fund subsidies, it is difficult to compensate for the reduction of public welfare due to the cessation of welfare housing. This means that new workers buying houses will have to pay the most out of their existing wages. Medical system reform