汽车消费贷款作为我国扩大内需、启动消费的配套措施之一,已越来越受到广大消费者的认可和接受,特别是在1998年人民银行颁布《汽车消费贷款管理办法》之后,商业银行汽车消费贷款业务呈快速增长态势,已成为发展最快的资产业务之一,但在业务发展中也暴露出一些问题,并潜伏着资产? As one of the supporting measures for expanding domestic demand and starting consumption in China, automobile consumer loans have become more and more recognized and accepted by consumers. Especially after the PBC promulgated the Measures for the Administration of Automobile Consumer Loans in 1998, the consumption of automobile by commercial banks The rapid growth of loan business has become one of the fastest growing asset businesses. However, some problems have been exposed in the business development and lurking assets.