论文部分内容阅读
一、我国社会养老保险的现状和面临的问题 我国人口老龄化的速度快,超过欧美各国。西方国家进入老龄化的过度期约100年,而我国仅有25年。据统计,我国城镇1997年60岁以上人口占其总人口比例的10％以上,开始进入老年型国家。据测算,退休人口占就业人口的比例:从1990年的11.83％,到2000年时达20.1％,2001年达26.68％,2031年达到最高峰为47.39％,随着人口老龄化的进程,现收现付的社会统筹筹资的养老保险统筹费率将逐年上升,高峰期将达到工资总额的40％,届时将出现养老金负担压在下一代职工身上,将影响下一代人的生产积极性,严重制约经济的
First, the status quo and problems facing China’s social pension insurance China’s population aging faster than Europe and the United States. Western countries have entered the aging of the overdue period of about 100 years, while our country only 25 years. According to statistics, in 1997, the population over 60 in China’s urban areas accounted for over 10% of the total population and began to enter the elderly-type countries. It is estimated that the proportion of retiree population to the employed population has risen from 11.83% in 1990 to 20.1% in 2000, 26.68% in 2001 and 47.39% in 2031. As the population ages, Pay-as-you-go social pooling pension insurance plan will increase year by year, reaching 40% of the total wage bill at the peak. Then the pensions burden on the next generation of workers will affect the next generation’s enthusiasm for production. Restricting the economy