我国的国民经济正处于关键的转型时期,在这个转轨阶段,银行有着关键性的地位和作用,通过对我国上市公司的数据调查,发现银根紧缩对我国的经济造成了明显的影响,银根紧缩不仅会通货膨胀和投资增长有一定的影响,也对信贷资源的配置效率产生较大的影响,为此,我们需要研究在银根紧缩的状态下,信贷资源在各产业间的配置状况,并分析企业在银根紧缩的态势下的成长状况,从而更好地为我国的宏观调控提供决策依据。 China’s national economy is in a critical period of transition. During this stage of transition, banks have a crucial position and role. Through the data survey of listed companies in our country, we find that the monetary tightening has a significant impact on our economy. Inflation and investment growth have a certain impact, but also on the efficiency of the allocation of credit resources have a greater impact, therefore, we need to study the state of the monetary tightening, the allocation of credit resources in various industries, and analysis of enterprises In the situation of monetary tightening under the growth of the situation, so as to better provide our country’s macro-control decision-making basis.