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本文以重庆2004~2013年19个区的数据为样本,实证分析了城镇化进程对金融发展产生的影响。研究发现,城镇化进程并没有推动金融整体的协调发展,城镇化进程对金融发展规模起着促进作用,但是同时也对金融发展的效率起着抑制作用。同时,结合实证结果对金融稳定发展提出了简要的建议。
Based on the data of 19 districts in Chongqing from 2004 to 2013, this paper empirically analyzes the impact of urbanization on financial development. The study found that the process of urbanization did not promote the coordinated development of the financial sector as a whole. The process of urbanization played a catalytic role in the scale of financial development but at the same time played a restraining role in the efficiency of financial development. At the same time, the author gives a brief suggestion on the development of financial stability based on the empirical results.