中国银行业金融机构面临着三大边界问题:法人边界、监管边界、立法边界。解决问题的关键在于:厘清政策立法与监管机构的权责边界,协调和平衡各方诉求;厘清监管部门之间的权责边界,提升监管协调有效性;厘清监管机构与金融机构的权责边界,完善宏观审慎监管体系。 China’s banking financial institutions are facing three major border issues: corporate boundaries, regulatory boundaries, and legislative boundaries. The key to resolving the problem lies in: clarifying the boundaries of power and responsibility between policymaking and regulatory bodies, coordinating and balancing the appeals of various parties, clarifying the boundaries of powers and responsibilities between regulatory authorities and enhancing the effectiveness of supervision and coordination, and clarifying the boundaries of power and responsibility between regulators and financial institutions , Improve macro prudential supervision system.