当前,在银行票据结算过程中,一些不法分子采取各种手段盗窃空白支票(盖有印鉴),或利用假支票(伪造或变造)、作废支票、丢失支票以及开据空头支票,套取银行信用进行诈骗犯罪活动,严重干扰了社会正常的金融结算秩序,给企事业单位造成资金损失,不利于经济的发展。为了规范银行票据 At present, during the settlement of bank notes, some unscrupulous elements take various measures to steal blank checks (with seals) or use fake checks (forgery or alteration), invalidate checks, lose checks and make bad checks, Credit fraud crimes, a serious disruption to the social order of the normal financial settlement, enterprises and institutions to cause financial losses, is not conducive to economic development. In order to regulate bank bills