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1.企业职工个人账户如何设立?参保人员的养老保险个人账户按本人缴费工资的11%建账。个人缴费全部记入个人账户,其余部分从企业缴费中划入。个人账户储存额只用于养老,一般不得提前支取。参保人员调动时,个人账户随转。参保人员死亡,个人账户中的个人缴费部分可以继承。2.转制企业职工如何缴费?参加城镇企业职工养老保险的人员,不论何种原因变动工作单位,包括通过公司制改造、股份制改造、出售、拍卖、租赁等方式转制以后的企业和职工,都应按规定继续参加养老保险并足额按时缴费。3.国企下岗职工如何参保?国企下岗职工协议期满出中心时,实行劳动合同制以前参加工作、年龄偏大且接近企业内退条件、再就业确有困难的,经与企业协商一致,可由企业和职工双方协议缴费,具体情况按各地政府规定执行。
1. How to set up personal accounts of enterprise workers? The insured’s pension insurance personal accounts according to my payment of 11% of the wage bill. Personal contributions are all credited to individual accounts, the remaining part of the corporate contributions included. Personal account storage amount is only used for pension, generally can not be withdrawn in advance. When the insured staff transfer, personal accounts with the transfer. The insured person dies, and the personal contribution part of the personal account can be inherited. 2. How to transfer employees’ contributions? For those who join the old-age insurance for urban workers and staff members, for any reason, changes should be made to the work units, including enterprises and staff members who have transformed themselves through corporate restructuring, shareholding reform, sale, auction, lease, etc. Continue to participate in pension insurance according to the regulations and make full payment on time. 3. How state-owned laid-off workers how to participate in insurance? State-owned laid-off workers agreement expired center, the implementation of the labor contract system to participate in the work, older and close to the conditions of enterprise back, re-employment is indeed difficult, after consultation with the enterprise by Enterprises and workers pay the agreement by both parties, the specific circumstances of the implementation of the provisions of all local governments.