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近期,个人所得税法修正草案让市民的目光再次聚焦到免税理财产品上。哪些投资途径能让老百姓免缴个人所得税?以下几种具有合理避税功能的理财渠道可供参考。1.国债。按规定,个人投资国债和特种金融债券所得利息免征个人所得税。国债是各种理财渠道中最安全、稳妥的投资种类。今年下半年发行的几期凭证式国债的票面利率和同期银行储蓄一样,因不需纳税,国债还是具有较高的投资价值。以分别购买1万元的5年期国债为例,到期后市民可获1800元
Recently, the draft personal income tax law so that the public’s attention once again focused on tax-free financial products. What investment channels allow people to be exempt from personal income tax? The following types of financial aids with reasonable tax avoidance channels for reference. 1. National debt. According to regulations, personal investment in national bonds and special financial bonds interest-free personal income tax exemption. Treasury bonds are the safest and most secure types of investment in various wealth management channels. The coupon rates of several warrants issued in the second half of this year are the same as bank savings in the same period. Because they do not need to pay taxes, treasury bonds still have high investment value. Take the 5-year treasury bonds purchased for 10,000 yuan respectively as an example. After the expiration date, citizens will receive 1,800 yuan