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随着移动支付业务的快速发展,面对第三方支付公司带来的竞争压力,商业银行应发挥自身资源优势,深化自身能力建设,建立适应新业态的金融产品服务。此外,银行业要协同发展,一是建设互联互通的行业标准和平台,形成具备整体优势的金融服务体系;二是要融合上下游产业,将渠道和服务前移,拓
With the rapid development of mobile payment services and the pressure of competition brought by third-party payment companies, commercial banks should make full use of their own resources, deepen their own capacity building and establish financial products and services that adapt to new formats. In addition, the banking industry should develop synergistically. First, it should establish an industry standard and platform for interconnection and interoperability so as to form a financial service system with overall advantages. Second, to integrate upstream and downstream industries, move channels and services forward, and expand