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2004年,新疆公路通车总里程已经达到了8.7万公里,拥有机动车119.5万辆,随着西部大开发战略的实施,促使“车轮经济”越跑越快。新疆机动车辆保险资源丰富,目前承保率仅为50%,预示着新疆车险有着广阔的发展前景。车险由于其自身业务特点,需要人力投入多、管理成本大,客观要求车险应首先进入科学化管理阶段。
In 2004, the total mileage of the Xinjiang Highway opened to traffic has reached 87,000 km, with 1.195 million motor vehicles. With the implementation of the strategy for the development of the western region, the “wheel economy” has run faster and faster. Xinjiang motor vehicle insurance rich in resources, the current underwriting rate of only 50%, indicating that Xinjiang auto insurance has broad prospects for development. Car insurance due to its own business characteristics, the need for human input, management costs, the objective requirements of auto insurance should first enter the scientific management stage.