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近几年,受益于我国市场经济的高速发展,小微企业得到了不断的发展,而开展小微信贷业务则成为了当前商业银行转型升级的发展趋势。但是由于多方面因素的影响,小微信贷仍存在不少风险,如何加强商业银行小微信贷风险的把控成为了一个重要的问题。为此,本文将对商业银行小微信贷风险控制谈谈自己的几点看法,以供参考。
In recent years, benefiting from the rapid development of China’s market economy, small and micro enterprises have been constantly developing, while the development of small and micro credit businesses has become the current trend of commercial banks in transition. However, as a result of many factors, there are still many risks for the small and micro credit, and how to strengthen the control of the small and micro credit risks of commercial banks has become an important issue. To this end, this article will talk about their own control of small and micro credit risk control of commercial banks, for reference.