编者按我国有160多家保险公司参与寿险,130多家都做健康险。人寿保险与健康保险在普通百姓眼中似乎没有太大区别,对于商业保险公司来说,健康保险目前尚未被老百姓认可,因此他们的处境艰难。以局外人的眼光看,双方的沟通似乎还停留在生病时的照护与理赔,尚未涉及“完整生命周期的大健康”概念。每个人都拥有完整的生命周期,生老病死只是其中 Editor’s note There are more than 160 insurance companies in China involved in life insurance, more than 130 have done health insurance. Life insurance and health insurance in the eyes of ordinary people seems not much difference, for commercial insurance companies, health insurance has not yet been recognized by the people, so they are in a difficult situation. From an outsider’s point of view, it seems that the communication between the two parties remains at the care and settlement of sick days and has not yet covered the concept of “big health with a complete life cycle.” Everyone has a complete life cycle, just one of them