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根据《关于促进互联网金融健康发展的指导意见》(以下简称《指导意见》)和《网络借贷信息中介机构业务活动管理暂行办法》(以下简称《办法》)关于建立客户资金第三方存管制度的要求,近日,银监会发布《网络借贷资金存管业务指引》(以下简称《指引》),有关部门负责人回答了记者提问。1.问:网络借贷资金存管业务的定义及原则是什么?答:网络借贷(以下简称网贷)资金存管业务是指商业银行作为存管人接受网贷机构的委托,按照法律法
According to the Guiding Opinions on Promoting the Healthy Development of Internet Finance (hereinafter referred to as the “Guiding Opinions”) and the “Interim Measures for the Administration of Business Activities of Internet Loan Information Intermediaries” (hereinafter referred to as the “Measures”) regarding the establishment of a third-party custody system for client funds Recently, the CBRC promulgated the “Guidance on the Depository of Online Lending Funds” (hereinafter referred to as the “Guidelines”), and the responsible officials of relevant departments answered questions from reporters. 1. Q: What is the definition and principle of network loan fund custody business? A: The network loan business (hereinafter referred to as the net loan) refers to the commercial bank as a custodian entrusted by the network loan institutions, according to the law