随着近几年互联网金融的兴起和发展,消费信贷也迅速的渗入社会的各类群体中,影响着人们生活的方方面面,不仅被不同工薪阶层所接受,也备受部分青年学生的青睐。广大的在校大学生群体,是社会众多精英的培养基地,他们对新事物的接收能力较强,尝试新事物的积极性也较高,于是很多互联网金融公司纷纷开始在校园拓展其信贷业务,推出各种专门针对大学生的金融消费产品,抢占校园消费信贷的市场。在此过程中,虽然校园的信贷消费市场得到了开拓,但是与此同时问题也是层出不穷,其中信贷欺诈、借贷审核程序简单粗糙、后期债务催收方法侵权等问题日益凸显,本文将概括分析研究在校园消费信贷中问题并提出对策建议。 With the rise and development of Internet finance in recent years, consumer credit has also rapidly infiltrated various social groups and affected all aspects of people’s lives. It is not only accepted by different working-class families but also favored by some young students. The majority of undergraduate college students are the bases for the cultivation of many elites in the society. They are more receptive to new things and more motivated to try new things. Therefore, many internet finance companies have started to expand their credit businesses on campus and have introduced various Specially targeted at college students financial consumer products, to seize the campus consumer credit market. In this process, although the campus credit consumer market has been opened up, but at the same time the problems are endless, including credit fraud, loan review procedures simple and rough, late debt collection method infringement and other issues have become increasingly prominent, this paper will summarize the research in the campus Problems in consumer credit and propose countermeasures.