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农产品价格补贴制度作为我国推进农产品价格市场形成机制的尝试,相较于以往的价格支持政策具有更为高效、公平的优势。其中,农产品价格保险以市场主体多元参与的形式实现调控农产品供需平衡的政策目标,较之于农产品价格直接补贴更能发挥政府的宏观调控作用和市场的资源优化配置作用。现行试点中,农产品价格保险在险种性质和分类、预期目标价格形成、财政支持方式等方面还存在一些问题,政府需要鼓励构建分类投保制度,强化政府不同部门与保险机构的信息共享制度,完善价格形成制度,通过合理、规范的财政补贴及完善的巨灾风险分担制度,吸引更多参与者积极分担风险、共享收益。
As an attempt to promote the formation mechanism of agricultural product price in our country, the system of agricultural product price subsidy has the advantage of more efficient and fair than the previous price support policy. Among them, the price insurance of agricultural products realizes the policy goal of regulating the balance between supply and demand of agricultural products in the form of multiple market players, which can better play the role of government’s macro-control and optimal allocation of resources in the market as compared with the direct subsidies of agricultural products. In the current pilot, there are still some problems in the price insurance of agricultural products in terms of the nature and classification of insurance, the formation of expected target price and the ways of financial support. The government needs to encourage the construction of classification and insurance system, strengthen the information sharing system between different government departments and insurance institutions, and improve the price The formation of the system, through reasonable and standardized financial subsidies and improved catastrophe risk sharing system to attract more participants to actively share risk and share revenue.