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在我国,房地产价格持续的增长速度和涨幅已经大大超过了民众的承受能力,引起了民众的不满,中低收入群体住房问题更是成为政府关切的重大民生问题和政治问题。为化解中低收入群体住房困难,世界各国都有一些成熟的做法,其中,美国、日本、新加坡的住房保障制度备受关注,对我国缓解中低收入群体的住房问题不无裨益。
In our country, the sustained growth rate and increase of real estate prices have greatly exceeded the affordability of the public and aroused people’s dissatisfaction. The housing problems of low and medium-income groups have become a major livelihood issue and political issue of concern to the government. In order to solve the housing difficulties of the middle and low income groups, there are some mature practices in all countries in the world. Among them, the housing security system in the United States, Japan and Singapore has drawn much attention and is of great benefit to our country in alleviating housing problems for the middle and low income groups.