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2008年初,我国南方19个省遭受了罕见的冰雪灾害,电力设施受损非常严重,如何搞好灾后理赔,对电网恢复重建意义重大。就安徽某一重灾县供电公司来说,直接经济损失高达600多万元,而保险公司理赔不到损失数额的十分之一。可见,如何将灾害损失降低到最低限度,理赔也是挽回损失的一个重要途径。当前,县供电企业或由于对保险理赔工作不重视,或因为存在严重实物资产和财务资产不符,使得直接损失统计不准确,拿不出可靠的依据,严重影响了财产理赔的效率。因此,县供电企业一方面应高度重视保险理赔工作,优化保险理赔工作流程;另一方面要在电网固定资产管理上下工夫,确保财产理赔能第一时间跟进,切实提高农网受灾的保险理赔率。
In early 2008, 19 provinces in southern China suffered a rare snowstorm. Their power facilities were damaged very seriously. How to do a good job in post-disaster claims and make a significant contribution to the restoration and reconstruction of the power grid? For a heavy disaster in Anhui Power Supply Company, the direct economic loss of up to 600 million, while insurance claims less than one-tenth of the loss. Obviously, how to reduce disaster losses to a minimum, claims settlement is an important way to recover losses. At present, the county-owned power supply enterprises or due to the lack of emphasis on insurance claims, or because there is a serious physical assets and financial assets do not match, making direct loss statistics inaccurate, can not get a reliable basis, seriously affecting the efficiency of property claims. Therefore, on the one hand, the county power supply enterprises should attach great importance to insurance claims work, optimize the insurance claims workflow; on the other hand to make efforts in the management of fixed assets in the power grid, to ensure that property claims can be followed immediately to effectively improve the insurance claims rate.