论文部分内容阅读
Lifeweek Magazine February 24
Chinese Internet operators are expanding into the financial business by launching various Internet-based fund products. Online investment services， such as e-commerce giant Alibaba’s Yu’ebao and Internet icon Tencent’s WeChat-based Licaitong， have appeared to overtake the traditional bank deposit to become the preferred method for many investors.
Emerging online investment services draw depositors because of their more convenient services and better returns than traditional banks. By investing in these new financial products， small amounts of money in the hands of millions of private investors are no longer sitting idle. Furthermore， the risks of these new investment products are alleged to be well controlled.
Yu’ebao has attracted over 300 billion yuan （$49.18 billion） since last June. Its success is due to Alibaba’s two biggest strengths， the mature e-commerce platforms Taobao and Tmall， and its trusted online payment system Alipay， where e-shoppers are already accustomed to depositing money.
The new wealth management products initiated by Internet companies have changed China’s financial landscape dramatically. In particular， they change small sums of common people’s money from deposits into investment， greatly expanding the range of investment services. For years， China’s financial market has been dominated by traditional banks， which have strict regulations on interest rates， loans and returns. With rapid economic growth， banks cannot satisfy increasingly strong demands for verified financial services. Non-market oriented bank rates have long been a bottle neck in Chinese financial market reform. However， emerging Internet investment products have taken the lead in reforming China’s financial market.
Education Dilemma Guangzhou Daily March 3
In the past decade， China’s graduate students have grown tenfold. Does China really need so many graduate students？
Indeed， remarkable achievements in many areas can be attributed to people who have received higher education. However， a growing number of graduate students will not necessarily be a good thing. Not only will it squeeze the job market further， but it will also lead to a waste of education resources.
The current program and course arrangement at universities do not match the Chinese market’s requirement for graduate students， and a certain number of graduates find themselves unable to find suitable jobs as a result. There are also not enough qualified tutors to cope with the sudden surge in graduate students. If colleges continue to expand their admissions， graduates will find it even more difficult to find proper jobs.
Chinese Internet operators are expanding into the financial business by launching various Internet-based fund products. Online investment services， such as e-commerce giant Alibaba’s Yu’ebao and Internet icon Tencent’s WeChat-based Licaitong， have appeared to overtake the traditional bank deposit to become the preferred method for many investors.
Emerging online investment services draw depositors because of their more convenient services and better returns than traditional banks. By investing in these new financial products， small amounts of money in the hands of millions of private investors are no longer sitting idle. Furthermore， the risks of these new investment products are alleged to be well controlled.
Yu’ebao has attracted over 300 billion yuan （$49.18 billion） since last June. Its success is due to Alibaba’s two biggest strengths， the mature e-commerce platforms Taobao and Tmall， and its trusted online payment system Alipay， where e-shoppers are already accustomed to depositing money.
The new wealth management products initiated by Internet companies have changed China’s financial landscape dramatically. In particular， they change small sums of common people’s money from deposits into investment， greatly expanding the range of investment services. For years， China’s financial market has been dominated by traditional banks， which have strict regulations on interest rates， loans and returns. With rapid economic growth， banks cannot satisfy increasingly strong demands for verified financial services. Non-market oriented bank rates have long been a bottle neck in Chinese financial market reform. However， emerging Internet investment products have taken the lead in reforming China’s financial market.
Education Dilemma Guangzhou Daily March 3
In the past decade， China’s graduate students have grown tenfold. Does China really need so many graduate students？
Indeed， remarkable achievements in many areas can be attributed to people who have received higher education. However， a growing number of graduate students will not necessarily be a good thing. Not only will it squeeze the job market further， but it will also lead to a waste of education resources.
The current program and course arrangement at universities do not match the Chinese market’s requirement for graduate students， and a certain number of graduates find themselves unable to find suitable jobs as a result. There are also not enough qualified tutors to cope with the sudden surge in graduate students. If colleges continue to expand their admissions， graduates will find it even more difficult to find proper jobs.