小微是经济社会基层网点是民经济重要组成部分和改革放生力军在经济社会中正起着日益重要作用。但小微过程中也遭遇了系列困难其中融资难题格外突出。相比其他行言生物医药行存在高投入、高风险、高收益、长周期特点其小微融资难问题更具代表。生物医药小微企业融资难的原因分析生物医药产业特点导致了小微企业信贷融资困难生物医药是全球公认高技 Small and micro-economic and social grassroots outlets are an important part of the civilian economy and the reform and release of the army are playing an increasingly important role in the economy and society. However, the process of small micro also encountered a series of difficulties, including financing problems are particularly prominent. Compared with other practices, biopharma firms are more representative of high-input, high-risk, high-yielding and long-term characteristics of their small and micro financial difficulties. Biopharmaceutical Analysis of the Reasons for Financing Difficulties in Micro-and Small-sized Enterprises Biomedical Industry Features Lead to Difficulties in Credit Financing for Micro and Micro Enterprises Biomedicine is recognized globally as a high technology