一边是海水,一边是火焰。虽然多个地方民间借贷的资金链断裂,放贷人损失惨重,但有同样多的地方,人们对集资、借贷的热情仍然高涨。近年来,如今谈及民间借贷活动的活跃程度,人们多以带有贬义色彩的“猖獗”一词来形容。以温州、鄂尔多斯为代表的民间借贷活跃地区说明无论是在南方、还是北方,民间借贷都有其存在 One side is the sea water, the other side is a flame. Although the funding chain of private lending in many places breaks down and the lenders suffer heavy losses, there are as many places where people’s enthusiasm for fund-raising and lending is still on the rise. In recent years, people nowadays talked about the degree of activity of private lending activities, most people describe it as “rampant” with a pejorative sense of color. The active areas of private lending represented by Wenzhou and Erdos demonstrate that private lending has its existence both in the south and in the north