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2006年12月11日,中国入世过渡期结束,我国金融业全面开放,这对我国外资银行监管提出更大的挑战。但我国以《外资银行管理条例》为核心的相关监管法律制度还存在许多不完善的地方。本文将从市场准入、运行、退出三个阶段中存在的问题入手,借鉴国际先进经验,提出完善建议。
On December 11, 2006, when China’s accession to WTO is over, China’s financial sector is fully open. This poses a greater challenge to the supervision of our foreign-funded banks. However, there are still many imperfections in the relevant legal system of supervision in our country, which is based on the “Regulations for the Administration of Foreign-funded Banks.” This article starts with the problems existing in the three stages of market access, operation and exit, draws on advanced international experience and puts forward suggestions for improvement.