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跨境电子商务正处于日新月异的发展中,而第三方支付机构的出现,为跨境电子商务的支付渠道,提供了新的选择和机遇。本文在分析目前支付机构跨境外汇及人民币支付渠道建设的现状及存在问题的基础上,提出了在合规性和效率、可持续发展方面,监管机关、合作银行和第三方支付机构如何协作共赢的改善建议。
Cross-border e-commerce is in a rapidly changing development. The emergence of third-party payment agencies has provided new options and opportunities for cross-border e-commerce payment channels. Based on the analysis of the status quo and existing problems of cross-border foreign exchange and RMB payment channels construction in current payment agencies, this paper proposes how the cooperation between regulators, cooperative banks and third-party payment agencies in terms of compliance, efficiency and sustainable development Win improvement suggestions.