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温州一直作为民营企业的发源地,作为中小企业经营模板一直备受外界的关注。然而2011年9月,随着温州等地频发中小型企业经营困难,多家企业老板因高息借贷、资金链断裂、跑路事件引发各方关注。中小企业融资难,对于市场环境变动抵抗力较差,容易造成资金链的断裂,巨额的债项无力偿还等问题越来越突出,已经不仅仅局限于温州,更是广大中小企业普遍面临的问题。2010年6月8日,阿里巴巴小额贷款股份有限公司成立,立志于解决部分中小企业融资难的问题。本文着眼于解读阿里巴巴小额贷款股份有限公司如何缓解中小企业融资的压力。
Wenzhou has been the birthplace of private enterprises, has been the concern of the outside world as a template for SMEs. However, in September 2011, with the frequent operation of small and medium-sized enterprises (SMEs) in Wenzhou and other places, many business owners have been aroused the concern of all parties due to the high-interest loans, the broken of the funding chain and the run-up incidents. SME financing difficulties, resistance to changes in the market environment is poor, easily lead to the collapse of the capital chain, a huge debt overdrafts and other issues become more prominent, has not only limited to Wenzhou, but also the general problems facing the majority of SMEs . June 8, 2010, Alibaba Micro-Loan Co., Ltd. was established, determined to solve some of the problems of SME financing difficult. This article looks at how Alibaba Small Loans Co., Ltd. can ease the pressure on SME financing.