我国应建立个人破产制度。其原因在于建立个人破产制度是人类社会追求平等的要求 ,是我国经济发展的必然结果 ,符合经济全球化及与国际接轨的要求 ;在模式选择上 ,应采取一般破产主义 ,因为这种模式是破产法律制度发展的基本规律 ,是市场主体地位平等化、贯彻公平竞争原则的要求 ;它有利于我国的对外开放 ,加快与国际规则接轨的进程。 China should establish a personal bankruptcy system. The reason is that the establishment of an individual bankruptcy system is a requirement of the pursuit of equality in human society, an inevitable result of China’s economic development, in line with the requirements of economic globalization and international standards. In terms of mode choice, general bankruptcy should be adopted because The basic law governing the development of bankruptcy law system is the requirement of equalization of the status of the market subject and implementation of the principle of fair competition. It is conducive to China’s opening to the outside world and accelerating the process of convergence with international rules.