保费交付:趸交或年交。分期交付保险费的,交费期间分为5年、10年、15年、20年或自保险合同生效之日起至约定养老金开始领取日止共5种。养老金领取:开始领取养老金的年龄分为45、50、55、60、65周岁5档,开始领取日为约定领取年龄的年生效对应日。养老金:保险合同约定的养老金开始领取日被保险人生存,保险公司按保险单载明的保险金额的10%逐年给付被保险 Premium delivery: wholesale or annual delivery. The payment of insurance premiums in installments is divided into five, ten, fifteen, twenty years or five contracts starting from the effective date of the insurance contract to the date of receiving the agreed pension. Pensions receive: the age of the beginning of the pension is divided into 45,50,55,60,65 years of age 5 files, the date of receipt of the agreed receiving age is the effective date of the year. Pensions: The pension agreed in the insurance contract starts to be paid on the day the insured person is living, and the insurer pays 10% of the insured amount of money