最近 ,人行连云港市中心支行对外资银行向全市 580户三资企业贷款的情况进行了调查 ,发现我国加入世贸组织以来 ,外资银行在中小城市的贷款业务出现了一些新的变化和特点 ,应引起管理部门的关注。一是三资企业借外资银行的贷款减少。 2 0 0 2年年末比上年同期减少 32 4 %。二 Recently, the People’s Bank of China branch in Lianyungang conducted a survey on foreign-funded banks’ loans to 580 foreign-funded enterprises in the city. After China’s accession to the WTO, some new changes and characteristics in the loans to foreign-funded banks in small and medium-sized cities emerged. Management concerns. First, foreign-funded enterprises to borrow loans to reduce foreign banks. By the end of 2002, a decrease of 32 4% over the same period of previous year. two