长期护理保险(Long term care insurance,LTCI)于20世纪60年代首先产生于荷兰,长期护理保险又称为看护护理保险,是指对被保险人因为年老、严重或慢性疾病、意外伤残等导致身体上某些功能全部或部分丧失,生活无法自理,需要在家中或入住安养院接受他人长期的康复和支持护理时对所支付 Long term care insurance (LTCI) was first born in the Netherlands in the 1960s. Long-term care insurance, also known as nursing care insurance, refers to insuring the insured person that he or she is suffering from age, serious or chronic illness, accidental disability, etc. Resulting in some or all of the body’s loss of some of the functions, life can not take care of themselves, need to stay at home or stay in nursing homes to accept long-term rehabilitation of others and support for care paid