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也许,支付宝推出的“扶老人险”初衷确是为了鼓励与人为善;也许,“扶老人险”对解决善行者的后顾之忧确有一定的作用。但从社会发展的长远看,社会公平正义、公民道德建设绝不能依靠商业保险来助推。用商业保险来解决社会公德和人与人之间的诚信问题,短期看似可行,但对社会的长远发展来说,却存在极大危害,久而久之,容易形成自我保护的极端主义和利益保障的拜金主义思想,根本不利于社会公德建设,心存善念的人们会因此而畏首畏尾,尊老的传统美德也将消失殆尽。
Perhaps Alipay launched the original intention of “helping the elderly” in order to encourage people to be good; perhaps, “helping the elderly risk” to solve the worries of those who do have a definite role. However, in the long run of social development, social fairness and justice and construction of civil morality must not rely on commercial insurance. The commercial insurance to solve the social ethics and the integrity between people, the short term may seem feasible, but for the long-term development of society, but there is a great harm, over time, easy to form self-protection of extremism and interests of protection The idea of money worship does not help the construction of social morality at all, so people who have the good thoughts will be timid and the traditional virtues of respecting the old will disappear.