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扩大金融机构贷款利率浮动区间后,农村信用社执行最高贷款利率水平,其原因在于事实上农村信用社对贷款供应的垄断,其效应与“三农”政策相悖,应考虑相对放缓农村利率市场化进程。
The reason for RCCs’ implementation of the highest loan interest rate after expanding the floating range of lending rates in financial institutions lies in the fact that RCC’s monopoly of loan supply runs counter to the “three rural” policies and should consider the relative slowdown in rural areas Interest rate marketization process.