为适应不同人群贷款需求，我国正酝酿推出多样化住房贷款品种。国家建设部副部长刘建峰日前在南京出席全国房改及房地产工作座谈会上说，要实现这项计划，目前要从降低贷款风险和减轻借款人负担两方面统筹考虑，简化贷款手续，才能推动住房金融多样化。他提出，可进行抵押贷款 In order to meet the needs of different groups of people, China is preparing to launch diversified housing loan varieties. At a forum on housing reform and real estate in Nanjing recently, Liu Jianfeng, vice minister of Ministry of Construction, said that at present, it is imperative to promote housing finance by comprehensively considering and simplifying loan procedures both in terms of reducing loan risk and alleviating borrower burden. diversification. He proposed that a mortgage loan can be made