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【基本案情】徐州市某担保有限公司(以下简称“当事人”)通过和徐州市住房公积金管理中心签订《住房公积金贷款保证担保业务合作协议书》,成为被徐州市住房公积金管理中心指定的徐州市区范围内办理公积金贷款抵押担保业务的唯一单位。在与借款人办理抵押担保的过程中,当事人通过单方面事先印制的格式合同《住房公积金个人住房借款
【Basic facts】 Xuzhou City, a limited liability company (hereinafter referred to as “parties ”) and Xuzhou City Housing Fund Management Center signed a “housing provident fund loan guarantee business cooperation agreement”, has become Xuzhou City Housing Fund Management Center designated Xuzhou urban area within the scope of loans for the loan mortgage guarantee business unit. During the process of handling the mortgage guarantee with the borrower, the parties contract through the unilaterally preprinted contract "Housing Fund Individual Housing Loan