次贷危机后美国大型银行补充了大量的资本金,法案可能导致的投行、商行业务分离并不会导致美国大型银行的资本金不足,但是,融资成本的提高会使其在一定程度上丧失相关业务的定价优势。同时,法案在加强衍生品市场的交易管理,提高透明度的同时,可能对利润空间及流动性产生负面影响。 After the subprime mortgage crisis, the large US banks replenished a large amount of capital. The possible separation of investment banks and commercial banks caused by the act did not result in the under-capitalization of large-scale U.S. banks. However, the increase in financing costs would make them to some extent irrelevant Business pricing advantage. At the same time, the bill can strengthen the transparency of the transaction management in the derivatives market and at the same time may have a negative impact on profit margins and liquidity.