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由于农业保险的公共物品性质和农业在国民经济中的重要地位,农业保险的发展需政府的支持。世界上大多数国家都建立了较完善的农业保险政策支持体系。我国农业保险发展滞后,其根本原因就是政府的政策支持体系不健全。文章对中外农业保险政府支持的方式、范围、标准和层次进行了比较分析,总结国外农业保险发展的经验,发现我国农业保险的政府支持存在的问题,提出适合我国基本国情的农业保险发展的政策支持体系。
Due to the nature of public goods in agricultural insurance and the important position of agriculture in the national economy, the development of agricultural insurance needs the support of the government. Most countries in the world have established sound agricultural insurance policy support system. The development of China’s agricultural insurance is lagging behind, the fundamental reason is that the government’s policy support system is not perfect. The article makes a comparative analysis of the ways, scopes, standards and levels of the government support for agricultural insurance in China and foreign countries, summarizes the experience of foreign agricultural insurance development, finds out the problems existing in the government support of agricultural insurance in our country, and puts forward the policy of agricultural insurance development suitable to our country’s basic national conditions Support system.