俗话说:“人吃五谷杂粮,难保一生无恙”。在现代社会里,由于环境、饮食等多种因素的影响,加之生活和工作压力的增大,人的一生,始终面临多种疾病的威胁。一旦生病,就要治疗或住院手术与康复疗养,而这些治疗方法都要花费一笔不小的费用。据统计,近些年来,许多国家的医疗费用增长速度远远超过该国国民生产总值(GNP)的增长速度。近些年我国公费和劳保医疗费用的增长速度更是快得惊人。这种高速增长的医疗费用,给患者本人和家庭增添了沉重的经济负担,有时甚至导致个人和家庭陷于无力支付的困境。在这种 As the saying goes: “people eat whole grains, it is difficult to guarantee a lifetime unharmed.” In modern society, due to environmental, diet and other factors, coupled with increased pressure on life and work, people’s lives are always facing the threat of various diseases. Once sick, it is necessary to treat or hospital surgery and rehabilitation, and these treatments have to spend a small fee. According to statistics, the cost of medical care in many countries has increased at a much faster rate than the GNP of the country in recent years. In recent years, the growth rate of public medical expenses and labor medical expenses in our country is even more alarmingly faster. This rapid increase in medical costs adds a heavy financial burden to patients themselves and their families, sometimes even putting individuals and families in a state of inability to pay. In this kind of