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本文通过调查研究,分析了当前大学生助学贷款的现状以及构建大学生信用档案体系的重要意义,并结合广东省大学生信用档案体系建设的做法,提出了建立大学生信用档案体系是推动助学贷款持久、健康发展的有效方法。
Based on the investigation and study, this paper analyzes the current status of college student loans and the importance of building a credit file system for college students. In combination with the practice of building a credit file system for college students in Guangdong Province, this paper proposes that establishing a credit file system for college students is a long- Effective method of healthy development.