尽管保障房项目利润低,回报周期长,从银行的角度看并不是有吸引力的贷款对象。但从保障房的政府目标、计划和涉及相关政策来看,国家给予了保障房很大的支持,也作为稳定房价的又一重要举措,同时,要求商业银行给予支持。因此,近年来,银行信贷对保障房建设的支持力度不断加大,贷款的保障房种类更齐全。但,从理论上说,关注弱势群体是政府 Although affordable housing projects have low profits and long payback periods, banks are not attractive loans to borrowers. However, in terms of government objectives, plans and related policies for protecting housing, the state has given great support to affordable housing and also serves as another important measure to stabilize housing prices. At the same time, commercial banks are required to give support. Therefore, in recent years, bank credit support for the construction of affordable housing continued to increase, the types of loans to protect housing more complete. However, in theory, paying attention to vulnerable groups is the government