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由于种种原因,农村信用社发放出去的贷款有一部分不能按时收回,有的还形成呆帐。对这部分贷款,必须采取经济的、行政的、法律的等多种手段进行催收,其中运用法律手段效果比较显著,但也较为复杂。对于依法收贷工作,笔者认为有几个问题必须引起注意。 一、依法收贷范围不能过大 运用法律手段强制收回逾期贷款是确保国家信贷资金不受损失的强有力保证,但这种方法不能使用过多,尤其不能滥用,要限制使用范围和对象。其主要原
Due to various reasons, some loans granted by rural credit cooperatives can not be withdrawn on time, and some also form bad debts. To this part of the loan, we must adopt economic, administrative, legal and other means to collect, of which the use of legal means more effective, but also more complicated. For loans and loans according to law, I think there are several issues that must be brought to the attention. First, the scope of collection and lending according to law can not be too large Use of legal means to force the overdue loan recovery is to ensure that the national credit funds without a strong guarantee, but this method can not be used too much, especially not abuse, to limit the scope and use of the object. Its main original