去年以来，工商银行把强化贷款管理、控制资产风险提到了突出的位置，明确提出必须走质量效益型的发展道路，并将今年定为资产质量攻坚年，这是一个具有战略意义的决策。随后，工商银行总行出台了一系列制度办法，采取强有力的措施，遏制不良贷款的上升势头，加大力度清收和转 Since last year, Industrial and Commercial Bank of China has put the emphasis on loan management and asset control at a prominent position. It has clearly pointed out that it is necessary to take a path of quality and efficiency and set this year as a crucial year for asset quality. This is a strategic decision. Subsequently, the head office of Industrial and Commercial Bank of China issued a series of institutional measures to take strong measures to curb the upward trend of non-performing loans, step up efforts to clean up and turn